Our Mortgage Services

Please find below information about mortgage repayment and a brief introduction to many of the products available. We would be happy to discuss your requirements so please do contact us for an informal discussion to see how we might be able to help you.
Your property may be repossessed if you do not keep up repayments on your mortgage.

Remortgaging

Whether you are looking at consolidating your debts, raising money for home improvements, looking for a better monthly payment than you currently have, or want to restructure the terms of your current loan, we can help.

Remortgaging can help your financial health in many ways. In simple terms, remortgaging involves moving your current mortgage to a new arrangement, arranged either with your existing lender or with a new lender.

AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS.

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Buy-to-let Mortgages

Buy-to-let (BTL) mortgages are specifically for individuals who wish to buy residential property which they intend renting to tenants.

Although a BTL mortgage is similar in a number of respects to a standard residential mortgage, there are some significant differences between the two.

AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS.

SOME TYPES OF BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

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Home Mover

Home mover mortgages are designed for existing homeowners who are buying a new property to move into.

Some mortgages are Portable, which means that you can take your existing mortgage to your next property, subject to terms and conditions. Your existing lender might not lend you extra money to purchase a more expensive property. In this case you might benefit from searching the market and remortgaging to another lender and maybe get a cheaper rate along with other incentives.

AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS.

Send us an enquiry

First Time Buyer

The prospect of buying your first home could be both daunting and confusing.

Our aim is to guide you through the process from start to finish so that you understand exactly what the purchase entails and how much it will cost.

AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS.
 

Send us an enquiry

Tracker Mortgages

The interest rate applied to the mortgage repayment is linked directly to the Bank of England’s base rate and will rise and fall in line with that rate.

AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS

Send us an enquiry

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Call us today on

01656 719 253

or complete our short enquiry form
and we'll be pleased to help you.

IT Mortgages and Finance Limited, 28 Timbers Green, Llangan, Vale of Glamorgan, CF35 5AZ

Think carefully before securing other debts against your home.

Third party links – Please note that by using any third party links included in this website you will depart from the regulated site of IT Mortgages and Finance Limited, who are not responsible for the accuracy or the content within the non-regulated site.

Your home may be repossessed if you do not keep up repayments on your mortgage.

We charge a fee of £500 for providing advice and submitting your mortgage application. This fee becomes payable on application. However, we do not charge a fee for Product Transfers.

Non-Investment Protection and General Insurance Contracts. We do not charge a fee as we will receive commission from the provider/insurer after the policy has been placed on risk.

Registered office: IT Mortgages and Finance Limited. 28 Timbers Green, Llangan, Vale of Glamorgan, CF35 5AZ.

IT Mortgages and Finance Limited is registered in Registered in England and Wales: 05287015.

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at customers based in the UK.

IT Mortgages and Finance Limited is Authorised and Regulated by the Financial Conduct Authority. IT Mortgages and Finance Limited is entered on the Financial Services Register https://register.fca.org.uk/ under reference 978139.

The Financial Conduct Authority does not regulate some forms of buy-to-let mortgages.

If you wish to register a complaint, please write to IT Mortgages and Finance Limited, 28 Timbers Green, Llangan, Vale of Glamorgan, CF35 5AZ or telephone 01656 719 253. A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 023 4 567.