call us now 01656 719 253
call us now 01656 719 253
Although the monthly repayments will stay fixed, if interest rates fall, the borrower could potentially end up paying more than he or she would on another type of mortgage.
AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS.
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AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS.
Instead, the self-builder would need to apply for a self-build mortgage. Not every lender is active in the self build mortgage market and those that are, tend to charge a higher rate of interest for self build mortgages.
AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS.
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Second charge mortgages (sometimes known as ‘Homeowner Loans’) are loans which are secured against the borrower’s residential property, and as such, are available only to homeowners. In common with remortgages, second charge mortgages are sometimes used by homeowners to raise money.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. SECOND CHARGE MORTGAGES ARE BY REFERRAL ONLY.
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IT Mortgages and Finance Limited, 28 Timbers Green, Llangan, Vale of Glamorgan, CF35 5AZ
Think carefully before securing other debts against your home.
Third party links – Please note that by using any third party links included in this website you will depart from the regulated site of IT Mortgages and Finance Limited, who are not responsible for the accuracy or the content within the non-regulated site.
Your home may be repossessed if you do not keep up repayments on your mortgage.
We charge a fee of £500 for providing advice and submitting your mortgage application. This fee becomes payable on application. However, we do not charge a fee for Product Transfers.
Non-Investment Protection and General Insurance Contracts. We do not charge a fee as we will receive commission from the provider/insurer after the policy has been placed on risk.
Registered office: IT Mortgages and Finance Limited. 28 Timbers Green, Llangan, Vale of Glamorgan, CF35 5AZ.
IT Mortgages and Finance Limited is registered in Registered in England and Wales: 05287015.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at customers based in the UK.
IT Mortgages and Finance Limited is Authorised and Regulated by the Financial Conduct Authority. IT Mortgages and Finance Limited is entered on the Financial Services Register https://register.fca.org.uk/ under reference 978139.
The Financial Conduct Authority does not regulate some forms of buy-to-let mortgages.
If you wish to register a complaint, please write to IT Mortgages and Finance Limited, 28 Timbers Green, Llangan, Vale of Glamorgan, CF35 5AZ or telephone 01656 719 253. A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 023 4 567.
