call us now 01656 719 253
call us now 01656 719 253
It can provide the reassurance of financial protection for you, your family and your business associates.
A Life Assurance policy pays out a sum of money when the person who is covered by the plan dies. The money is intended to pay off any outstanding debts and support your dependants financially by providing them with a further lump sum or a regular income if you die.
Please be aware that this type of assurance is based on an assessment of the health of the applicant.
THE PLAN WILL HAVE NO CASH IN VALUE AT ANY TIME AND WILL CEASE AT THE END OF THE TERM. IF PREMIUMS ARE NOT MAINTAINED, THEN COVER WILL LAPSE.
Insurance that pays out when a defined medical event occurs. For example, following some forms of a heart attack, stroke, cancer or some other specifically defined critical illness.
Cover is for a set term, which may be equal to a mortgage term, for when children have grown up, until retirement or another life stage milestone. It may be worth considering having one policy for a set term to cover the mortgage, and another that will provide money to help provide for your different lifestyle if a serious illness happens.
IF THE POLICY HAS NO INVESTMENT ELEMENT THEN IT WILL HAVE NO CASH IN VALUE AT ANY TIME AND WILL CEASE AT THE END OF THE TERM. IF PREMIUMS ARE NOT MAINTAINED, THEN COVER WILL LAPSE.
THE POLICY MAY NOT COVER ALL THE DEFINITIONS OF A CRITICAL ILLNESS. FOR DEFINITIONS PLEASE REFER TO THE KEY FEATURES AND POLICY DOCUMENT.
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It enables you to minimise the effects of unexpected and often unwelcome future events, and helps you to organise your personal and business life with greater confidence.
They are separate entities and you can either search for two individual policies, or buy them as a joint policy from one source, which is a competitive way of buying nowadays, moreover if you are unfortunate enough to end up in a situation where one incident affects both the building and its contents, such as a fire, there will be no issues as to who is paying for what.
IT Mortgages and Finance Limited, 28 Timbers Green, Llangan, Vale of Glamorgan, CF35 5AZ
Think carefully before securing other debts against your home.
Third party links – Please note that by using any third party links included in this website you will depart from the regulated site of IT Mortgages and Finance Limited, who are not responsible for the accuracy or the content within the non-regulated site.
Your home may be repossessed if you do not keep up repayments on your mortgage.
We charge a fee of £500 for providing advice and submitting your mortgage application. This fee becomes payable on application. However, we do not charge a fee for Product Transfers.
Non-Investment Protection and General Insurance Contracts. We do not charge a fee as we will receive commission from the provider/insurer after the policy has been placed on risk.
Registered office: IT Mortgages and Finance Limited. 28 Timbers Green, Llangan, Vale of Glamorgan, CF35 5AZ.
IT Mortgages and Finance Limited is registered in Registered in England and Wales: 05287015.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at customers based in the UK.
IT Mortgages and Finance Limited is Authorised and Regulated by the Financial Conduct Authority. IT Mortgages and Finance Limited is entered on the Financial Services Register https://register.fca.org.uk/ under reference 978139.
The Financial Conduct Authority does not regulate some forms of buy-to-let mortgages.
If you wish to register a complaint, please write to IT Mortgages and Finance Limited, 28 Timbers Green, Llangan, Vale of Glamorgan, CF35 5AZ or telephone 01656 719 253. A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 023 4 567.
